Your fast and local lender for your new construction project.
Say goodbye to your equity partners or slow lenders.
We offer 90% of purchase, 100% of renovation, at 70% ABV.
Ruth & Randall Home Builder Fort Worth, TX
Matador Homes Home Builder Fort Worth, TX
Quick Closing
We can approve your applications within 24h, and close in as few as 2 days.
Optimal Financing
We offer up to 90% of purchase and 100% of renovation at 70% ABV.
Same-day Draws
We offer same-day draws, so you can stay on time and budget.
Hands-on Support
Before, during, after the project - we are always a phone call or text away.
Unlocking Scale And Better Returns For You
We understand that new construction homes are costly and competitive projects. Knowing the amount of capital you can work with is crucial to beat other builders and to buy the lots you know are best.
Many builders require external cash sources to fund these projects, which compromises their returns.
We fund 90% of the purchase cost and 100% of your construction cost.
Scaling our total outstanding loan amounts with you is no problem for us.
No More Equity Partners
New construction projects and building on infill lots are profitable on scale.
Traditional lenders can be a hurdle in helping you scale due to restricting the total loan amount outstanding with you.
Not us. Increasing our financial partnership with you is something we want, not prevent.
We Help You Unlock More Scale
We do not require third-party inspectors to come out for draws and can fund your requests on the same day.
Same-day Draws and No Inspectios
Luxury New Construction Terms + Rates
Rates as low as
10.5%
*for experienced builders.
Up to 90%
of purchase price
of ABV (After Build Value)
12-18 month terms
100%
of construction cost
Up to 70%
Submit your draw request before 12pm, receive your funds the same day.
Our form makes it easy to upload invoices, pictures, and a short video detailing the completed work.
No 3rd-party appraisals needed.
Same-Day Draws
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At TOV Lending, we prioritize making the loan process as frictionless as possible by providing hands-on, personalized service throughout the loan process. Here's a brief overview of our process:
Application Submission: Complete our loan application form, providing the necessary details about your project.
Underwriting: Our team will review your application.
Approval and Funding: Once approved, we will swiftly underwrite and wire the funds, allowing you to start your project without delays.
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One of our key strengths at TOV Lending is our ability to provide rapid turnaround times. Once your loan application is approved, we can typically underwrite within 24 hours. This speed and efficiency ensure that you can act quickly on investment opportunities and move forward with your projects without unnecessary delays.
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TOV Lending is a family-owned business with a legacy in financial services and financing. Our team brings decades of experience to the table, offering expert guidance and proactive communication every step of the way. Our approach is based on our relationships with the people we partner with and we focus on making the process to get funded as frictionless as possible.
You can learn more about our history and unique edge here.
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Choosing a private capital lender like TOV Lending offers several advantages over traditional hard money lenders. We provide flexible solutions tailored to your specific needs, whether you're purchasing, renovating, or flipping properties. Our private capital approach ensures quick decisions and customized funding solutions, empowering you to seize opportunities swiftly. As your private capital partner, we can underwrite and wire funds faster than most, ensuring you never miss out on your next project.
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To get started with TOV Lending, simply contact us for an initial conversation. You can contact us through our website or start the loan application process directly online. Our team is ready to assist you with expert loan solutions tailored to your investment needs.