The Local Lender for Builders and Flippers.
We underwrite people, not just assets.
Zane & Tiffany Sipes - LALO Home Flippers in DFW, Texas
Yossi Gallor - Chellyanna Home Builder in North Dallas
Kala Klink Home Flipper in North Texas
Private Capital
Whether you're building, or flipping properties, our private capital approach ensures quick decisions and customized funding solutions.
Hands-On Service
As a private lender, our goal is to remove the corporate hurdles borrowers can experience. We can approve your opportunity in as little as 24h.
Speed & Efficiency
As a private and family-owned team, we are always a phone call away to the people we partner with. Relationships are at the core of our business.
Local Expertise
We are local lenders and understand the areas you work in. This helps us approve your opportunities faster and cultivate a personal relationships.
The TOV Edge
As your private lender, we eliminate the compromises borrowers shouldn’t have to make.
You’ll always have direct access to our team.
We offer cheaper rates than traditional hard-money lenders.
Your relationship is with our family-run team, nobody is leaving for a higher-paying job.
Fix & Flip
Our fix-and-flip loans offer fast and flexible funding for your purchase and rehab project. With our competitive rates and relationship-driven approach, we can approve your opportunities within 24h
Small Spec / Infill
As a local lender, we understand the unique value luxury new construction projects offer. We can assess the areas, project sizes, and premium features you are targeting with the required nuance.
Luxury New Construction
From small spec homes, infill lots, or duplex projects, our short-term loans for local builders enable you to succeed in the competitive markets on North Texas.
Lot Purchase
Oftentimes, projects are contingent upon your ability to purchase a property - we help you buy lots, so you can figure out the plans later.
Founded by a family with a proven track record in financial services, TOV Lending brings decades of experience to the table. Our journey with TOV Lending began with the sale of a successful leasing company, and today, we continue by helping investors like you achieve their property goals.
A Legacy of Success
Gary & Jordan Sutton
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At TOV Lending, we prioritize making the loan process as frictionless as possible by providing hands-on, personalized service throughout the loan process. Here's a brief overview of our process:
Application Submission: Complete our loan application form, providing the necessary details about your project.
Underwriting: Our team will review your application.
Approval and Funding: Once approved, we will swiftly underwrite and wire the funds, allowing you to start your project without delays.
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One of our key strengths at TOV Lending is our ability to provide rapid turnaround times. Once your loan application is approved, we can typically underwrite within 24 hours. This speed and efficiency ensure that you can act quickly on investment opportunities and move forward with your projects without unnecessary delays.
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TOV Lending is a family-owned business with a legacy in financial services and financing. Our team brings decades of experience to the table, offering expert guidance and proactive communication every step of the way. Our approach is based on our relationships with the people we partner with and we focus on making the process to get funded as frictionless as possible.
You can learn more about our history and unique edge here.
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Choosing a private capital lender like TOV Lending offers several advantages over traditional hard money lenders. We provide flexible solutions tailored to your specific needs, whether you're purchasing, renovating, or flipping properties. Our private capital approach ensures quick decisions and customized funding solutions, empowering you to seize opportunities swiftly. As your private capital partner, we can underwrite and wire funds faster than most, ensuring you never miss out on your next project.
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To get started with TOV Lending, simply contact us for an initial conversation. You can contact us through our website or start the loan application process directly online. Our team is ready to assist you with expert loan solutions tailored to your investment needs.